Products /Quotes
We are here to protect you no matter what your insurance needs. Learn more about the products we are proud to offer by clicking on the links below:
::BUSINESS INSURANCE
::AUTO
:: HOMEOWNERS
:: HEALTH INSURANCE
:: COBRA
:: HR
:: LIFE INSURANCE
With InsurTrust, you can find everything needed to help your business thrive, including:
• General Liability
• Property
• Auto
• Workers Compensation
• Umbrella
• Inland Marine
• Builder's Risk
• Bonds
• Errors & Omissions
• Risk Management & Industry Consulting
* This is by no means an exhaustive listing, but merely a sample of the services we can provide your firm.
• Hotel/Motel
• PEO/Staffing Companies
• Ready Mix Concrete
• Apartments - Habitational
• Machine Shops
• Marina's
• Franchise Restaurants
• Contractors
Contact us today to compare and save.
Contact one of our personal lines assistants today with questions.
Ruth Ashabranner :
713-800-3712
Priscilla Smithwick
713-800-3706
Request a free quote today, no obligation to buy.
InsurTrust specializes in providing a free range of personal insurance products at affordable prices.
Since we are an independent agency we can offer quotes with multiple carriers to find the best coverage, price and services to meet your needs.
We offer coverage on the following insurance products:
1) Homeowners – Condos, Renters, Apartments
2) Automobile – Cars, Trucks, RV’s, Motorcycle, ATV’s
3) Flood Insurance
4) Personal Umbrella – Excess Liability
5) Water Craft – Boat, Yacht
6) Windstorm – Hurricane
7) Jewelry, Furs, Fine Arts, Collections
ruth_insurtrust.net
priscilla_insurtrust.net
property & casualty
home & auto
medical insurance
Cobra vendors
HR vendors
life insurance
We help clients manage the rising cost of health care.
Group Health and Life Benefits
InsurTrust offers a full spectrum of products including:
• General Health
• Life and AD&D
• Dental
• Vision
• Short and Long Term Disability
• Voluntary Benefits
• 401K
• Cafeteria Plans
• Key Employee Life Insurance
• HRA (Health Reimbursment Arrangement)
• HSA (Health Savings Acount)
• Medicare Supplement Insurance
It is always a good idea to obtain a second opinion on your current insurance program. Whether you are just starting out, or have been successful in business for many years, we want to help you with your insurance dilemmas, and turn them into insurance solutions.
For a quote or to apply online click the carrier link below:
:: Aetna
:: BCBS
:: Cigna
:: HumanaOne
:: United HealthOne
Individual Insurance Quote
Group Insurance Quote
:: Get quotes for Individual/Family
or Medicare Insurance
Additional Administrative Features
To help you manage your benefit plans more efficiently we provide you with…
• Custom Management Reports – Save Custom Ahdoc Reports
• Qualified Beneficiary Enrollment Reports
• COBRA and HIPAA Compliance Reports
• Exclusive – HIPAA Compliant Compliance Records Access!
• NEW – Automatic Carrier Notification of Terminations,
COBRA Election, and Termination of COBRA
And for your active COBRA beneficiaries
Our vendor has raised the benchmark by providing your Active
Qualified Beneficiaries…
• NEW – 24/7 Access to Their Personal Home Page
Companies with as few as two employees are subject to a myriad of mandated HR compliance requirements. Many do not even know they are in violation of the law! By outsourcing your COBRA, HIPAA, State Continuation, New Hire Reporting, and Compliance Documents Storage requirements to our vendor, you can ensure that your company remains in compliance now and
in the future.
Our HR compliance component
Our vendor provides you with more HR Compliance services than the traditional third party compliance company.
Our services include…
• COBRA Administration, including billing, collections,
and eligibility
• HIPAA Administration, including Initial Notices and
Certificates of Creditable Coverage
• State Continuation Administration, including billing,
collections, and eligibility
• New Hire Reporting
• Certified COBRA Administrators on Staff
• DOL/IRS Audit Support
Considering how much time and energy HR and benefits administration takes from your staff, and how little it contributes to your core business development, we at InsurTrust have gone to great lenghts to research the professional Employers Organization (PEO) and human resources outsourcing (HRO) industries in the hopes of being able to offer your company a reliable, cost-effective solution. At the conclusion of this search, and at a time when you may be currently reviewing Workers' Compensation agreements, we are thrilled to announce that we have established a partnership with a company called AlphaStaff, one of the nation's leading HROs.
Last year, their company grew at a record pace, they did so by helping companies like yours meet their earnings targets. Satisfied clients reduced their long term cost of HR, reduced their risk and exposure and improved their productivity.
Let us help you with your life insurance needs. Free term quotes in a few simple steps.
EZ Life - one application for all carriers. The easiest way to buy term life insurance. Click on logo below to apply:
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medical benefits